Full-Time PAT Employees:

• To qualify for the full-time health insurance package, you must work at least 30 hours per week (0.75 FTE).
  
• Full-time PAT employees may enroll in Option 1 Insurance Plans.
• Full-time PAT employees are NOT eligible for Option 2 Plans.

Part-Time PAT Employees:

• To qualify for the part-time employee health insurance package, you must work at least 20 hours per week (0.50 FTE to 0.74 FTE).
• Eligible part-time PAT employees may elect either an Option 1 Plan or an Option 2 Plan.
  
  
  

Option 1 Plans - Available to Full-Time & Part-Time PAT Employees

• Medical & Prescription
  The School District No. 1 Health & Welfare Trust offers one (1) Kaiser Permanente Health Maintenance Organization (HMO) Plan, one (1) Providence Preferred Provider (PPO) Plan, and one (1) Providence In-Network Plan. These plans have no pre-existing condition waiting periods. All medical plans include prescription benefits. New employees have a 31-calendar window from their date of hire to enroll in the medical plan of their choice. Newly benefits eligible employees have a 31-calendar day window from the date of their employment change to enroll in the medical plan of their choice.   
  
  
  
  

• Vision
  Full-time PAT employees, and only part-time PAT employees enrolled in an Option 1 Medical Plan, will have vision coverage. Employees who enroll in a Providence Medical Plan will have Vision Service Plan (VSP). Employees who enroll in the Kaiser Medical Plan will have Kaiser Vision. 
  
  NOTE:  Part-time PAT employees who enroll in an Option 2 Medical Plan do NOT have vision coverage.
  
  
  
  
  
• Dental
  Full-time PAT employees, and only part-time PAT employees enrolled in an Option 1 Medical Plan, will have dental coverage. Two (2) dental plan options are offered: Trust Delta Dental Plan (administered by Delta Dental of Oregon) and Kaiser Dental.  Both dental plans are traditional fee-for-service plans.  New employees have a 31-calendar day window from their date of hire to enroll in the dental plan of their choice.  Newly benefits eligible employees have a 31-calendar day window from the date of their employment change to enroll in the dental plan of their choice. Newly benefits eligible employees have a 31-calendar day window from the date of their employment change to enroll in the dental plan of their choice.
  
  NOTE:  Part-Time PAT employees who enroll in an Option 2 Medical Plan do NOT have dental coverage.
  
  
  
  
  

Option 2 Plans - Available to Part-Time PAT Employees ONLY

To qualify for the part-time employee health insurance package, you must work at least 20 hours per week (0.50 FTE to 0.74 FTE).  Eligible part-time PAT employees may choose an Option 1 Plan (above)  or an Option 2 Plan (below).

NOTE: Full-time PAT employees are NOT eligible to elect Option 2 Plans.

The Flexible Spending Account (FSA) is a way for you to save income taxes when paying for eligible Health Care OR Dependent Care expenses. Normally, the FSA is a use it or lose it plan and any unused funds are forfeited.

 

• Health Care FSA
  Related expenses may include medical, prescription, vision and dental insurance co-pays, coinsurance, and deductibles not covered by insurance. The 2026 Health Care FSA contribution limits are a minimum of $240 up to a maximum of $3,300 per plan year. The first time you enroll in a Health Care FSA, you will receive a FSA debit card, which allows you to pay directly from your FSA account without having to wait to be reimbursed. Review the IRS Rules regarding undocumented FSA debit charges.
  
  
   
• Dependent Care FSA
  May be used for a qualifying dependent under the age of 13 or an eligible dependent who is physically or mentally incapable of self-care. The 2026 Dependent Care FSA contribution limits are a minimum of $240 up to a maximum of $7,500 per plan year. You can access account information online and set up recurring payments for reimbursement of dependent care expenses.  
  
  
   

Additional FSA Information:

• PPS Flexible Spending Account (FSA) webpage: /Page/1652

Eligible employees must enroll online at the time of initial benefits enrollment if they wish to participate in the Health Care FSA and/or Dependent Care FSA OR
they must wait until the Annual Open enrollment Period, which is generally held in October, for an effective date of January 1st.

 

IMPORTANT: Employees MUST re-enroll each year at Annual Open Enrollment for their Employee Group to continue participation in the FSA for the next plan year.

The Standard Group Policy Number:  750971-C

Benefits-eligible employees may elect Voluntary Term Life Insurance for themselves, their spouse/domestic partner and child(ren).  The employee must be a Trust member to be eligible to enroll in Voluntary Term Life Insurance.  An employee may elect from $10,000 of coverage to up to five (5) times their annual salary (to a maximum of $500,000) in increments of $10,000 and may elect the same for their spouse/domestic partner. Children under 26 years of age may be enrolled in Voluntary Term Life Insurance in increments of $2,000 up to $10,000.  The amount of coverage purchased for a spouse/domestic partner or children cannot exceed the amount of coverage purchased for the employee.

New Employees have a guarantee issue amount of $100,000, and the spouses/domestic partners have a guarantee issue amount of $30,000, with no medical history questionnaire.  Elections must be made within the eligibility timelines (see above).

To enroll during the Annual Open Enrollment Period or to elect amounts greater than the guarantee issue amount, the employee and spouses/domestic partners must complete an Evidence of Insurability form. (medical history questionnaire)  For children, no Evidence of Insurability form is needed.

Additional information and the Evidence of Insurability form can be found on the H&W Trust Website: https://sdtrust.com/mybenefits_life_and_add.php.

This coverage does have conversion and portability options on a self-pay basis.  Application must be made within 31-days after your life insurance ends.  For more information, contact The Standard at 800-628-8600.

• H&W Trust Certificate of Optional Group Life Insurance Coverage - The Standard Insurance Company

State and Federal tax laws allow employees to pay for the cost of a monthly TriMet Transit Pass on a pre-tax basis, which reduces taxable earnings.

For more information, including how to enroll, visit our TriMet Transit Pass Program webpage: http://www.pps.net/Page/1657.

PPS employees and their immediate family members are eligible to join the following credit unions for banking services such as savings, checking, IRAs, Certificates of Deposit, loans, and a variety of other services. 

• OnPoint Community Credit Union
  Customer Service:  1-800-527-3932
  
  
  
• Consolidated Community Credit Union
  Member Services:  503-232-8070.

The 403(b) Plan is a voluntary (optional) supplemental retirement savings program offered under section 403(b) of the Internal Revenue Code and is called the Tax-Sheltered Annuity Plan ("TSA Plan").  

The PPS 403(b) Plan is administered by PenServe.  PPS offers the following types of 403(b) Plans for eligible employees to contribute to:

• Traditional (before-tax) 403(b) Plan; and
  
• Roth (after-tax) 403(b) Plan, subject to vendor acceptance of such contributions.

All contributions to the PPS 403(b) Plan are made by the employee.  The District
does not contribute toward the 403(b) Plan and there is no Employer Match.

For more information, including how to enroll, visit our 403(b) Plan Tax Deferred Annuity webpage: /Page/18904.

Early Retirement Incentive (ERI) Stipend
Early retirees who meet the criteria of 15 years of accumulated service in a qualifying position with the District on or before September 30, 2020, are eligible to retire from PERS, may receive $425 per month as an early retirement incentive stipend.  The ERI stipend is paid by PPS Payroll over 60 months or until age 62 (sixty-two), whichever comes first.

Early Retiree Health Insurance
Early retirees who meet the criteria of 15 years of accumulated service in a qualifying position with the District on or before September 30, 2020, and are eligible to retire under PERS may receive District-paid health insurance.  The paid insurance includes medical and prescription coverage for the retiree and one-half of the premium paid for a spouse/domestic partner.  Vision, dental and dependent children premium, if applicable, will be paid by the retiree.  The District-paid coverage may last up to 60 months or until age 65 (sixty-five) and/or Medicare eligibility, whichever comes first.  The District-paid early retiree insurance may not be deferred.  Retirees must enroll in retiree coverage upon their resignation from the District.

For early retirees who do not meet this 15-year criteria but do retire under PERS at the time of their District resignation, they may access early retiree insurance on a self-pay basis until they turn age 65 (sixty-five) and/or become Medicare eligible (ORS 243.303). Retirees must enroll in retiree coverage upon their resignation from the District.   

For more information, visit our Employee Assistance Program webpage: /Page/1730.

PAT Tuition Reimbursement

Members of PAT are eligible for Tuition Reimbursement for up to six (6) credits or maximum dollar amount, whichever occurs first in a 12-month period. Teachers on leave of absence and substitute teachers are not eligible for tuition reimbursement.

For more information, visit the PAT Tuition Reimbursement webpage: /Page/2173.

PAT Professional Development Funds

Members of PAT are allotted $1,500 once every three (3) years for approved professional improvement activity.

For more information, visit the Professional Development Funds webpage: /Page/2911.

Ten (10) days are accrued annually for all employees working in a regular or temporary position. Sick leave is pro-rated based on FTE.  All unused sick leave is carried over year to year.

Employees may use one (1) day of funeral leave, plus one (1) additional day for travel (if required) for a friend or relative. Employees may use four (4) days for the death of immediate family members. In the case of a spouse, domestic partner or child(ren), six (6) days may be used. Immediate family member is defined as spouse, domestic partner, children, parent, grandparent, grandchildren, mother-in-law, father-in-law, brother or sister, step-parent, step-children and step-sibling.

All benefits eligible employees receive three (3) paid personal leave days, which may only be used for unavoidable personal business, attending to matters which cannot be scheduled outside the employee’s work hours. One-week advance notice is required for the latter, except in the case of an emergency. Paid personal leave shall not be used for recreation, other employment, union or political activities, or to extend other leave categories, unless on an approved Federal Family Medical Leave Act (FMLA) or Oregon Family Leave Act (OFLA). Paid Personal Leave is reset back to three (3) days July 1^st of each year and any unused balance is forfeited on June 30^th of the following year. Unit members who commence employment after the end of the first semester shall be entitled to one (1) day of paid personal leave.

Benefits eligible employees are entitled to three (3) days of unpaid personal leave per year for personal reasons. Except in the case of an emergency, one (1) week advanced notice is required.

All benefits eligible employees receive up to five (5) days family illness leave per school year with pay, based on FTE, which is to be used in the event of illness of an immediate family member. Employees who begin work after the end of the first semester shall be entitled to one and one-half (1-1/2) days of family illness leave. “Immediate Family” is defined in the PAT union contract as the employee’s spouse, domestic partner, children, parents, brothers, sisters, mother-in-law, father-in-law, grandparents, grandchildren, stepparents, stepchildren, stepsiblings or other persons who regularly live in the professional educator’s home. Family Illness Leave is reset on July 1^st of each year and any remaining balance is forfeited on June 30^th the following year, if unused.

Employees accrue two (2) days per year to be used for professional leave such as attending workshops, conferences etc. Up to four (4) days per year may be used.

Up to ten (10) FTE study leaves with District paid insurance shall be granted annually. The requirements and procedures for study leaves are contained in the PAT contract.

Six (6) specific holidays are designated and are paid as part of the teaching contract year.

Additional information regarding paid and unpaid absences is available in the PPS/PAT Collective Bargaining Agreement (CBA): /Page/1944.