1095-A, 1095-B or 1095-C FEDERAL TAX FORMS
1095 forms are due to employees via US mail no later than March 2, 2021. Electronic 1095-C forms are available to eligible employees beginning in early-February. Additional information to follow.
Understanding Your 1095-C
- Not everyone will receive a 1095-C (please see 1095 General Information below)
1095-C Form Part II (Offer of Coverage) Look on the back of your 1095-C form for the reason code or click here
- 1095-C Form Part II (Employee Required Contributions) Note: Line 15 is the lowest cost option available to you for employee only coverage, NOT how much you paid for coverage.
- 1095-C Form Part III (Covered Individuals) Note: Lines 17-22 may be blank. Covered dependents will be reported on the 1095-B from your health provider (carrier).
1095 General Information
The federal tax law required everyone to have a health insurance plan in 2020, or to meet the rules for not getting coverage. For more information on the law and having health coverage, visit the www.healthcare.gov web page. In order to report your 2020 health insurance coverage you will need to have at least one 1095 federal tax form.
There are 3 different 1095’s you may or may not receive. The form(s) you receive depends on the type of coverage you had in 2020. If you had coverage through:
- a federal Health Insurance Marketplace, you should expect to receive a 1095-A from your Marketplace.
- an individual or family plan NOT purchased through a Health Insurance Marketplace, you should expect to receive a 1095-B from your insurance provider or the Trust (Zenith).
- a large employer (PPS is a large employer) if you were a FULL-TIME employee in 2020 , you should expect to receive a 1095-B from your insurance provider, and/or 1095-C from PPS or the large employer your health insurance coverage is through.
- Medicare, Medicaid or CHIP, you should expect to receive a 1095-B from the government.